USA model · Model v2.4 · Data as of Aug 20, 2026
Best Stellar Exchanges in USA
We verified 12 exchanges that currently onboard customers in USA and support local USD rails. Binance.US leads this list: deepest liquidity and near-zero spot fees; regulatory standing varies by market. Scores recalculate whenever fees, licensing or availability change — every field carries its own check date.
Top pick: Binance.US — 8.5/10. Visit Binance.US ↗
Weights in this context: Liquidity 21% · Fees 18% · Regulation 16% · Security 14% — weights always total 100%.
Some Visit links are affiliate links. They never affect scores or positions — how we make money.
Reviewed by CryptoExID Editorial · Aug 20, 2026 · Editorial policy · how we make money
| Rank | Exchange · why it ranks here | Score | Spot maker / taker | Best for | Visit |
|---|---|---|---|---|---|
| 1 | Binance.US Deepest liquidity and near-zero spot fees; regulatory standing varies by market | 8.5Security 8.7 · Fees 9.4 · Liquidity 9.9 | 0.1% / 0.1% | Liquidity & fees | Visit ↗ |
| 2 | Coinbase Strongest regulatory standing among global venues; retail fees are among the highest | 8.3Security 9.6 · Fees 6.2 · Liquidity 9.2 | 0.4% / 0.6% | Regulated on-ramp | Visit ↗ |
| 3 | OKX US Best-in-class trading terminal and Web3 stack; US product trails the global app | 8.2Security 8.9 · Fees 9.1 · Liquidity 9.5 | 0.08% / 0.1% | Pro trading tools | Visit ↗ |
| 4 | Kraken Clean 13-year security record with proof of reserves; fee schedule beats most rivals | 8.2Security 9.8 · Fees 8.1 · Liquidity 8.9 | 0.16% / 0.26% | Security record | Visit ↗ |
| 5 | Crypto.com Best crypto card program and licensing breadth; spot fees above the pro venues | 7.9Security 8.8 · Fees 7.4 · Liquidity 8.6 | 0.25% / 0.5% | Card & app | Visit ↗ |
| 6 | Bitstamp Operating since 2011 with EU + US licenses; smaller asset list and quiet books | 7.4Security 9.2 · Fees 7.8 · Liquidity 7.8 | 0.3% / 0.4% | Track record | Visit ↗ |
| 7 | Gemini NYDFS-regulated with insured custody; thinner books and higher retail fees | 7.4Security 9.5 · Fees 6.4 · Liquidity 7.6 | 0.2% / 0.4% | Regulated custody | Visit ↗ |
| 8 | eToro Regulated social investing across 100 markets; ~1% spread model is expensive | 7.3Security 8.9 · Fees 6.0 · Liquidity 7.4 | 1% / 1% | Social investing | Visit ↗ |
| 9 | Uphold Trades crypto, metals and FX in one wallet; spread pricing beats no one on cost | 7.0Security 8.3 · Fees 6.6 · Liquidity 6.9 | 0.9% / 0.9% | Multi-asset wallet | Visit ↗ |
| 10 | CEX.IO Long-standing card on/off-ramp incl. US; books are shallow next to majors | 6.9Security 8.4 · Fees 7.0 · Liquidity 6.8 | 0.15% / 0.25% | Card purchases | Visit ↗ |
- 1Binance.US0.1% / 0.1% · Liquidity & fees8.5out of 10
Deepest liquidity and near-zero spot fees; regulatory standing varies by market
Opens the official siteRead review →
- 2Coinbase0.4% / 0.6% · Regulated on-ramp8.3out of 10
Strongest regulatory standing among global venues; retail fees are among the highest
Opens the official siteRead review →
- 3OKX US0.08% / 0.1% · Pro trading tools8.2out of 10
Best-in-class trading terminal and Web3 stack; US product trails the global app
Opens the official siteRead review →
- 4Kraken0.16% / 0.26% · Security record8.2out of 10
Clean 13-year security record with proof of reserves; fee schedule beats most rivals
Opens the official siteRead review →
- 5Crypto.com0.25% / 0.5% · Card & app7.9out of 10
Best crypto card program and licensing breadth; spot fees above the pro venues
Opens the official siteRead review →
- 6Bitstamp0.3% / 0.4% · Track record7.4out of 10
Operating since 2011 with EU + US licenses; smaller asset list and quiet books
Opens the official siteRead review →
- 7Gemini0.2% / 0.4% · Regulated custody7.4out of 10
NYDFS-regulated with insured custody; thinner books and higher retail fees
Opens the official siteRead review →
- 8eToro1% / 1% · Social investing7.3out of 10
Regulated social investing across 100 markets; ~1% spread model is expensive
Opens the official siteRead review →
- 9Uphold0.9% / 0.9% · Multi-asset wallet7.0out of 10
Trades crypto, metals and FX in one wallet; spread pricing beats no one on cost
Opens the official siteRead review →
- 10CEX.IO0.15% / 0.25% · Card purchases6.9out of 10
Long-standing card on/off-ramp incl. US; books are shallow next to majors
Opens the official siteRead review →
Scored but not ranked here
- Robinhood Crypto8.3asset not listed
- Bitso8.2not available in this market
- bitFlyer8.2asset not listed
How the Stellar ranking is built
This page does not reuse the global overall model. The asset context reweights toward liquidity, fees and fiat rails, then blends in a XLM-fit score built from withdrawal cost, network coverage, spread and asset-specific features. That is why the order here can differ from the main ranking: a venue with great custody but expensive XLM withdrawals loses ground, and a venue with tight books and cheap networks gains it.
XLM economics by exchange
Spread estimates, cheapest withdrawal network and minimums for XLM (reference price $0.47). Withdrawal fees assume the cheapest supported network on each venue.
| Exchange · why it ranks here | Est. spread | Cheapest withdrawal | Min. withdrawal | Networks | Recurring buys |
|---|---|---|---|---|---|
| Binance.US | 3.9 bps | $0.02Stellar | $2.00 | 1 | Yes |
| Coinbase | 7.3 bps | $0.03Stellar | $2.00 | 1 | Yes |
| OKX US | 6.3 bps | $0.02Stellar | $2.00 | 1 | No |
| Kraken | 7.6 bps | $0.02Stellar | $2.00 | 1 | No |
| Crypto.com | 10.2 bps | $0.03Stellar | $2.00 | 1 | Yes |
| Bitstamp | 14 bps | $0.04Stellar | $2.00 | 1 | No |
| Gemini | 14.7 bps | $0.04Stellar | $2.00 | 1 | Yes |
| eToro | 100 bps | $0.04Stellar | $2.00 | 1 | Yes |
| Uphold | 90 bps | $0.03Stellar | $2.00 | 1 | Yes |
| CEX.IO | 14.9 bps | $0.02Stellar | $2.00 | 1 | No |
Best exchange for a $100 / $1,000 / $10,000 Stellar purchase
Effective cost = taker fee + estimated spread, plus a slippage allowance on thin books for the $10,000 ticket. Card and instant-buy surcharges are not included — deposit with a bank rail and buy on the spot book to keep these numbers real.
Buying $100
Binance.US
≈$0.14 total trading cost
Buying $1,000
Binance.US
≈$1.39 total trading cost
Buying $10,000
Binance.US
≈$13.90 total trading cost
| Exchange · why it ranks here | $100 buy | $1,000 buy | $10,000 buy |
|---|---|---|---|
| Binance.US | $0.14 | $1.39 | $13.90 |
| Coinbase | $0.67 | $6.73 | $67.30 |
| OKX US | $0.16 | $1.63 | $16.30 |
| Kraken | $0.34 | $3.36 | $33.60 |
| Crypto.com | $0.60 | $6.02 | $60.80 |
| Bitstamp | $0.54 | $5.42 | $57.00 |
| Gemini | $0.55 | $5.52 | $58.30 |
| eToro | $2.00 | $20.07 | $204.20 |
| Uphold | $1.80 | $18.13 | $185.70 |
| CEX.IO | $0.40 | $4.13 | $45.90 |
Computed from listed taker fees and our spread estimates on the dataset date. Instant-buy widgets and card purchases add 1.8–3.99% on most venues and are never the cheap path.
FAQ
What is the cheapest exchange to buy Stellar?
On our current dataset, Binance.US has the lowest effective cost for a $1,000 Stellar market buy at roughly $1.39 in trading fee plus spread. Card purchases add 1.8–3.99% anywhere.
Which exchange has the cheapest XLM withdrawals?
Binance.US — about $0.02 via Stellar on our dataset. Fees move with network congestion; check the withdrawal screen before you commit.
Where is the Stellar spread tightest?
Binance.US shows the tightest estimated spread in this ranking at about 3.9 bps. Spread matters more than the fee line for market orders.
Related rankings
By payment method
Rankings are computed from verifiable data — fees, security, liquidity, regulation and availability — under model v2.4. How we rank → A score is not a guarantee of safety and nothing here is investment advice.