Crypto.com in UK

Our verdict: best crypto card program and licensing breadth; spot fees above the pro venues. Hands-on testing backed that call. Crypto.com is operated by Foris group companies, founded in 2016 and headquartered in Singapore, per the company's disclosures, checked Aug 18, 2026. Few rivals match that licensing spread. The catch is cost. In this exchange review, the card and the app emerge as the strongest use case, while active spot traders pay more than they would at pro venues. For context beyond a single venue, our best crypto exchanges in the US ranking recalculates scores per country and intent.

For this Crypto.com app review, we opened a US retail account in early August 2026 and re-verified figures on Aug 18. KYC is mandatory for trading and withdrawals.

One friction point: the retail app and the pro Exchange run separate account flows.

Crypto.com fees split into two systems.

App purchase pricing

We could not independently verify app purchase pricing.

Exchange maker and taker fees

Crypto.com trading fees start at 0.25% maker and 0.50% taker at the base tier, per the vendor's fee schedule, checked Aug 18, 2026. Traders comparing rates can see our Kraken vs Crypto.com fee and feature comparison.

Withdrawal costs

Withdrawal costs were not independently verified. Check the live preview each time, especially before moving anything large.

On paper, Crypto.com has the widest licensing coverage among venues in our ranked set. Foris entities hold MiCA authorization in the EU, granted in 2025, plus FCA e-money registration in the UK and state money transmitter licenses in the US, per official regulator registers, checked Aug 18, 2026. Those authorizations are not deposit insurance.

Custody is the next layer. Crypto.com publishes security disclosures, checked Aug 18, 2026, but we could not independently verify the proportion of assets held in cold storage or the scope of insurance coverage.

Then there is Crypto.com proof of reserves: a point-in-time attestation. Helpful, yes. It remains a snapshot rather than a running guarantee, and it is narrower than a full financial audit.

The evidence points to a legit, heavily supervised operator, with caveats attached. How those controls compare with rivals is laid out in our most secure crypto exchanges ranking.

Crypto.com supports more than 300 coins, per its markets page, checked Aug 18, 2026. What you actually see depends on where you live.

The verified platform feature set is wide: futures, margin, staking, trading bots, API access, an OTC desk, institutional services, recurring buys and lending. Wide does not mean universal. Each product carries eligibility rules by jurisdiction and account type.

For futures, confirm eligibility inside the app before planning around them.

Confirm your own account flags before committing funds.

The Visa card is the flagship product. It is prepaid, so you top it up before spending, and rewards arrive in CRO. Tiers key off CRO staking: the more you lock up, the richer the perks, with top tiers advertising up to 5% back, per the card terms, checked Aug 18, 2026.

Here is the catch. Card economics have been cut repeatedly since 2022, and tiers, caps and rebates can change again. Read the current staking requirement, the monthly reward cap and the eligibility rules before committing CRO.

Funding and withdrawal options vary by region; the app lists what your region supports. The vendor cautions that withdrawal timing varies.

Crypto.com limits are account-specific, and the app shows your numbers under account settings. We will not quote figures we could not verify.

Crypto.com supported countries span every market CryptoExID tracks, per our market check run Aug 18, 2026. That reach is rare. Reach is not uniformity, though. Product access shifts by jurisdiction and by which Foris entity serves your account. The availability matrix on this page carries current country detail. Treat it as the source of truth before depositing, especially if you want futures, lending or the card.

Choose Crypto.com if the card is the point, or if you want one app that bundles buying, staking and spending. Look elsewhere if cheap spot trading is the priority, because base rates of 0.25% and 0.50% sit above pro venues, per the fee schedule checked Aug 18, 2026. Active traders should start with our lowest-fee crypto exchanges for active traders and these Crypto.com alternatives for US users.