Head-to-head · Global model · Aug 19, 2026
Bitpanda vs Kraken
Kraken · Winner by +0.7 Decisive factor: liquidity (8.9 vs 7.2).
Kraken leads this global comparison (8.2 vs 8.9) because liquidity is the widest gap. Bitpanda spot fees are 0.25% / 0.25%; Kraken is 0.16% / 0.26%. Scores come from the same snapshot as the ranking, model v2.4, data as of Aug 19, 2026.
Reviewed by CryptoExID Editorial · Aug 19, 2026 · Editorial policy · how we make money
Factor by factor
Quick verdict
Kraken leads this global comparison (8.2 vs 8.9) because liquidity is the widest gap. Bitpanda spot fees are 0.25/0.25%; Kraken is 0.16/0.26%. Scores come from the same snapshot as the ranking, model v2.4, data as of Aug 19, 2026.
Bitpanda is better if…
- Regulation (9.2 vs 9.1)
- Fiat & Payments (8.8 vs 8.4)
- UX & Mobile (9.1 vs 8.6)
- Bitpanda is built for EU compliance.
Kraken is better if…
- Asset Coverage (7.9 vs 7.6)
- Security (9.8 vs 8.8)
- Features (8.6 vs 7.4)
- Fees (8.1 vs 6.8)
- Kraken is built for Security record.
Real cost comparison
Published retail spot maker/taker is 0.25% / 0.25% on Bitpanda and 0.16% / 0.26% on Kraken. A $1,000 taker ticket is $2.50 versus $2.60 before spread. Deposit and withdrawal are extra. Futures, if both list the product, use a different schedule.
| Exchange · why it ranks here | Spot maker / taker | $100 buy | $1,000 buy | $10,000 buy |
|---|---|---|---|---|
| Bitpanda | 0.25% / 0.25% | $0.25 | $2.50 | $25.00 |
| Kraken | 0.16% / 0.26% | $0.26 | $2.60 | $26.00 |
Products
Bitpanda flags: Staking, Recurring buys, Cards, API. Kraken flags: Futures, Margin, Staking, Proof of reserves, API.
| Product | Bitpanda | Kraken |
|---|---|---|
| Futures | No | Yes |
| Margin | No | Yes |
| Staking | Yes | Yes |
| P2P | No | No |
| Recurring buys | Yes | No |
| Proof of reserves | No | Yes |
| Cards | Yes | No |
| API | Yes | Yes |
| Listed assets | 380 | 220 |
KYC and onboarding
KYC is required before you can trade on Bitpanda and required before you can trade on Kraken in this dataset. That is the onboarding rule we score, not a legal opinion for every country.
Fiat, deposits and withdrawals
Bitpanda rails we have marked: sepa, sepa-instant, bank-transfer, debit-card, credit-card, ideal, apple-pay, google-pay. Kraken: sepa, sepa-instant, bank-transfer, debit-card, credit-card, wire-transfer, apple-pay, google-pay. Shared: sepa, sepa-instant, bank-transfer, debit-card, credit-card, ideal. Only on Bitpanda: paypal, blik. Only on Kraken: wire-transfer, ach, faster-payments, interac.
Country availability
This is the global comparison. Bitpanda US onboarding: Not available. Kraken: Available. Open the /en-us/ versus URL for US eligibility and local names such as Binance.US.
Who should choose which
Pick Bitpanda if this is the trade-off you want: MiCA-licensed with the deepest EU rails; spreads above pro-venue fees. Pick Kraken if you would rather live with: Clean 13-year security record with proof of reserves; fee schedule beats most rivals. The score is a weighted average, not a personal recommendation.
Comparison FAQ
- Who wins, Bitpanda or Kraken?
- Kraken leads Bitpanda on this model. The widest gap is liquidity (8.2 vs 8.9).
- Which is cheaper, Bitpanda or Kraken?
- Listed spot maker/taker is 0.25% / 0.25% on Bitpanda and 0.16% / 0.26% on Kraken. A $1,000 taker ticket is $2.50 vs $2.60 before spread.
- Do Bitpanda and Kraken require KYC?
- Bitpanda: required before you can trade. Kraken: required before you can trade.
- Can US customers use both?
- Bitpanda in the USA: Not available. Kraken: Available. Use the US versus page if you need Binance.US versus the global entity.