Head-to-head · Global model · Aug 19, 2026
VALR vs Luno
VALR · Winner by +0.5 Decisive factor: asset coverage (7.0 vs 4.9).
VALR leads this global comparison (8.1 vs 7.6) because asset coverage is the widest gap. VALR spot fees are -0.01% / 0.1%; Luno is 0.1% / 0.5%. Scores come from the same snapshot as the ranking, model v2.4, data as of Aug 19, 2026.
Reviewed by CryptoExID Editorial · Aug 19, 2026 · Editorial policy · how we make money
Factor by factor
Quick verdict
VALR leads this global comparison (8.1 vs 7.6) because asset coverage is the widest gap. VALR spot fees are -0.01/0.1%; Luno is 0.1/0.5%. Scores come from the same snapshot as the ranking, model v2.4, data as of Aug 19, 2026.
VALR is better if…
- Fiat & Payments (8.7 vs 8.6)
- Liquidity (7.4 vs 7.2)
- Features (7.5 vs 6.0)
- Fees (8.6 vs 6.8)
- VALR is built for ZAR trading.
Luno is better if…
- Security (8.4 vs 8.3)
- Regulation (8.5 vs 8.4)
- UX & Mobile (8.8 vs 8.5)
- Luno is built for Emerging markets.
Real cost comparison
Published retail spot maker/taker is -0.01% / 0.1% on VALR and 0.1% / 0.5% on Luno. A $1,000 taker ticket is $1.00 versus $5.00 before spread. Deposit and withdrawal are extra. Futures, if both list the product, use a different schedule.
| Exchange · why it ranks here | Spot maker / taker | $100 buy | $1,000 buy | $10,000 buy |
|---|---|---|---|---|
| VALR | -0.01% / 0.1% | $0.10 | $1.00 | $10.00 |
| Luno | 0.1% / 0.5% | $0.50 | $5.00 | $50.00 |
Products
VALR flags: Futures, Margin, Staking, P2P, API. Luno flags: Staking, Recurring buys.
| Product | VALR | Luno |
|---|---|---|
| Futures | Yes | No |
| Margin | Yes | No |
| Staking | Yes | Yes |
| P2P | Yes | No |
| Recurring buys | No | Yes |
| Proof of reserves | No | No |
| Cards | No | No |
| API | Yes | No |
| Listed assets | 110 | 12 |
KYC and onboarding
KYC is required before you can trade on VALR and required before you can trade on Luno in this dataset. That is the onboarding rule we score, not a legal opinion for every country.
Fiat, deposits and withdrawals
VALR rails we have marked: bank-transfer. Luno: bank-transfer, debit-card, credit-card. Shared: bank-transfer. Only on VALR: none in this snapshot. Only on Luno: debit-card, credit-card.
Country availability
This is the global comparison. VALR US onboarding: Not available. Luno: Not available. Open the /en-us/ versus URL for US eligibility and local names such as Binance.US.
Who should choose which
Pick VALR if this is the trade-off you want: FSCA-licensed with maker rebates on ZAR pairs; fiat rails are ZAR-only so far. Pick Luno if you would rather live with: Licensed in Malaysia and South Africa with simple local rails; only a dozen assets. The score is a weighted average, not a personal recommendation.
Comparison FAQ
- Who wins, VALR or Luno?
- VALR leads Luno on this model. The widest gap is asset coverage (8.1 vs 7.6).
- Which is cheaper, VALR or Luno?
- Listed spot maker/taker is -0.01% / 0.1% on VALR and 0.1% / 0.5% on Luno. A $1,000 taker ticket is $1.00 vs $5.00 before spread.
- Do VALR and Luno require KYC?
- VALR: required before you can trade. Luno: required before you can trade.
- Can US customers use both?
- VALR in the USA: Not available. Luno: Not available. Use the US versus page if you need Binance.US versus the global entity.